186 Main Street
Belleville, MI 48111
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We Don’t Just
Sell Insurance.
We Take It Off
Your Plate.

I’m Mike Gatteri. I got into this business in 2001, back when a good agent still meant somebody you could actually reach. Twenty five years and two offices later, Belleville, Michigan and Lewis Center, Ohio, that part hasn’t changed. What has changed is that it isn’t just me anymore. I built this business, then I built a team around it, and that team runs on the same values I do.

When you call, you get a real person who knows your market. Not a hold queue, not a script, not somebody two states away reading off a screen. If we’re with a client when you call, we call you back, and you hear from us within 24 business hours.

We keep things plain. No jargon, no pretending a policy is simpler or more complicated than it really is. Our job is making sure you understand what you’re buying before you buy it, and that it fits the life you’re actually living.

Most of what we do comes down to taking one thing off your plate. Insurance is nobody’s favorite errand. We handle the difficult part so you can get back to your life. You’ll know someone’s in your corner, and you’ll walk away from our conversation knowing more than you did when it started.

There’s more to our story than one name: Meet the Full Team.

In Metro Detroit,
We Start
the
Medicare
Conversation
a Year Early.

Nobody warns you about the mail. The month you turn 64, mailboxes across Detroit start filling up with plans, warnings, and deadlines, most of it written to confuse you into calling the wrong number. Mailboxes fill up fast, and some people report dozens of pieces in just a few weeks.

Here’s what we do instead. Our clients get a card from us on their 64th birthday. Not a sales pitch, just an invitation to sit down for a plain English Medicare 101 conversation before the avalanche starts. We tell you when your Medicare card should show up and what to do with it when it does. We built it because too many people told us they wished somebody had walked them through it a year earlier.

We don’t steer you toward a plan. We help you understand the options and find the one that’s best for you, not the one that’s best for us. That usually starts with the question most people are a little embarrassed to ask out loud: what are the differences between Advantage and Medicare Supplement plans, or am I already covered the way I think I am? That question is the whole point of the conversation, not the close.

Every consultation is at no cost to you. Belleville, Michigan and Lewis Center, Ohio are where our offices are, not the limits of who we serve. We work with clients throughout the surrounding communities in both states.

Plain English, every time. No insurance jargon.
Always at no cost to you.
You talk to a real person who knows your market,
not a call center.

How We Can Help

We’re independent, not captive to one carrier, so we have access to 200+ trusted carriers instead of one company’s plan list. A captive agent can only sell you what their one carrier offers. We compare across the real field and tell you which plan actually fits.

You can start by taking a look at every plan type we work with. See how Medicare coverage works in plain terms. Compare individual health insurance plans that fit your life. Want to know who’s behind the agency? Take a minute to meet Mike Gatteri. If you’re ready to talk, we’re right here. Just start the conversation. Medicare, individual health insurance, life insurance, small group and ICHRA, and supplemental coverage, all under one roof.

Medicare
Medicare

Advantage, Supplement, or Part D, whichever actually fits how you use your doctors. We’ll walk the real tradeoffs, including the ones nobody puts in the brochure.

Individual Health Insurance
Individual Health Insurance

Coverage for you and your family when it doesn’t come from an employer. Healthcare.gov isn’t the only option. We’ll help you compare all of your health insurance options, including Healthcare.gov, and handle the enrollment so you never have to sort through it on your own again.

Life Insurance
Life Insurance

Term or whole life, sized to what your family would genuinely need, not to whatever writes the biggest policy.

Small Group / ICHRA
Small Group / ICHRA

Running a small business is hard enough on its own. Traditional group insurance is only one of the options available to you. We’ll help you find a solution that fits your headcount and your budget.

Supplemental Insurance
Supplemental Insurance

Dental, vision, accident, and critical illness coverage that fills the holes your main plan leaves open, so one rough year doesn’t turn into financial ruin.

Talk to Us
Talk to Us

Not sure which of these is yours? That’s a five minute phone call, not a form.

Why Work
With
The
Gatteri Agency?

At The Gatteri Agency, we provide modern, reliable insurance solutions tailored to your life. Here’s why thousands trust us to protect what matters most.

*Twenty Five Years,
One Name

Mike has been doing this since 2001 and is an Executive Sales Leader with HealthMarkets, a designation earned on performance. He also helps other agents grow their career. That’s the experience you’re actually getting.

*Everything Under
One Roof

Medicare, ACA, individual health insurance, supplemental, small group, and life. One phone number covers all five, so you’re not keeping track of five different agents and five different renewal dates.

*Actually Local

Real offices in Belleville, Michigan and Lewis Center, Ohio, not a call center in a state you’ve never been to. Come sit down across the desk if that’s what you’d rather do.

*We Get Back to You

Submit the form and you get an immediate confirmation that it landed, so you are never left wondering whether it went through. A real person follows up within 24 hours. Not a queue position, not eventually.

Learn Before
You Talk to Us

Not ready to talk yet? That’s fine. Start with the Classroom, Mike’s own library of short, plain English videos on Medicare, ACA/Individual health insurance, and everything in between. It’s there to answer the questions you’d otherwise have to type into a search engine and hope for the best.

Happy clients of The Gatteri Agency

What Our
Clients Say

At The Gatteri Agency, we take pride in protecting our clients’ health, income, and family. Here’s what they have to say about our service and support.

Health Insurance
Questions
Answered
by a
Real Agent

in Michigan

What's the difference between working with a local agent and calling a national number?

An agent who has worked your specific market since 2001 knows which plans actually hold up locally and which ones only look good on paper. A national call center knows neither, and you will likely talk to a different person every time you call. Mike Gatteri works out of real offices in Belleville, Michigan and Lewis Center, Ohio, and his team gets back to you within 24 hours.

Why doesn't a health insurance agent charge me anything?

Working with us is at no cost to you, and that has been the model here for twenty five years. We also don’t steer you toward one plan over another. Our job is to help you understand the options and land on the one that’s best for you, not the one that’s best for us.

How fast will somebody actually get back to me?

You get an immediate confirmation the moment your form goes through, so you know it arrived. A real person follows up within 24 hours. Not a queue position, not a callback window sometime this week. That is the standard the team holds.

Do I need a Medicare supplement plan?

It depends on which type of Medicare coverage you choose, and it is the single most common question we get. Medicare Advantage plans and Medicare Supplement plans work in fundamentally different ways, and the right answer depends on your doctors, your prescriptions, and how much financial risk you can absorb in a bad year. That is a fifteen minute conversation, and it costs you nothing to have it.

What if I don't even know what kind of insurance I need?

That describes most of the calls we get, and it is a completely fine place to start. Tell us what is going on, whether that is turning 65, losing coverage, going out on your own, or trying to cover a few employees, and we will work out together which of our five coverage areas actually applies. Usually inside one phone call.

Ready to
Get Started?

You don’t need to have any of this figured out before you call. That’s what the call is for. Tell us what’s going on and we’ll take it from there, at no cost to you, one plain English step at a time. Most of our clients came to us because somebody they trust sent them our way. If that’s you, we’re glad you’re here.